In today’s economic climate, securing good interest rates for commercial deals has become increasingly difficult. Business owners across various industries are facing challenges when it comes to financing large purchases, with interest rates often hovering at levels that can make long-term investments feel daunting. However, being committed to make it as easy as possible for you to invest in the best roaster on the market, we’re excited to announce that we’ve now secured favorable financing rates through a promising new partnership.

The Current State of Commercial Interest Rates

The reality is, commercial lending rates have risen significantly in recent times, driven by a combination of economic uncertainty and tighter lending practices. According to data from the Federal Reserve, commercial loan rates have been averaging anywhere from 7% to 12% depending on the lender and the business’s financial health. For many businesses, this can translate into substantial costs over the life of a loan, making expansion or upgrading equipment a tough decision.

In some cases, businesses are facing even higher rates, particularly if their credit isn’t in top shape or if they are relatively new to the market. Startups, for instance, often find themselves facing interest rates upwards of 14% to 18%, making it difficult to get a foothold without taking on significant financial risk. This can be discouraging, especially for small businesses looking to invest in quality equipment to improve their operations.

A Bright Spot: Our Financing Partner

In this challenging landscape, we’re thrilled to share that we’ve partnered with a lender who understands the value of your business and the importance of securing competitive rates. Unlike many lenders who are tightening their criteria, our financing partner offers favorable terms that are more accessible to a wide range of business owners.

Here’s what makes this opportunity stand out:

• Competitive Interest Rates: Our new finance partner offers rates that are significantly more favorable than the current commercial average, making it easier for you to invest in a new San Franciscan Roaster without worrying about exorbitant interest costs.
• Flexible Requirements: For businesses that have been in operation for over two years, the requirements are straightforward—a FICO score of 640+, three credit experiences, and tradelines comparable in size. Even for newer businesses, the terms remain accessible, with financing available for startups that have a 700+ FICO score and comparable tradelines.
• Support for Startups: Startups often struggle to secure financing, but our partner is willing to finance up to $50,000, giving new roasters the chance to grow their business without the typical financial strain. This support can make all the difference for a young business trying to establish itself in the competitive coffee market.

Why Lenders Are Eager to Work With Us

Our success in securing favorable rates isn’t just about finding the right lender—it’s also about the quality of the business owners we serve. Lenders are eager to work with us because they know that San Franciscan Roaster customers are some of the most dedicated and quality-focused entrepreneurs in the industry. The high level of customer satisfaction associated with San Franciscan Roasters speaks volumes about the kind of business owners who invest in our products. These are individuals who are committed to excellence, and that makes them ideal candidates for financing.

This trust from lenders translates into better terms for you. By working with business owners who have a proven track record of success and a commitment to quality, our finance partner is able to offer rates and terms that are more favorable than what you might find elsewhere in the market.

Seamless, Stress-Free Financing

We know that investing in a new roaster is a big decision, and we want to make the process as smooth and stress-free as possible. With the financing options we’ve secured, you can spread out the cost of your new roaster and start using state-of-the-art equipment sooner than you ever imagined—all without the financial strain that comes with higher interest rates.

If you’re interested in learning more about these financing options or if you have any questions, we’re here to help. Simply reach out to us, or fill out the form on our finance page, and we’ll walk you through all the details, ensuring that you can make the best decision for your business.

In a market where good interest rates are increasingly hard to come by, we’re proud to offer our customers a financing solution that truly makes sense. Investing in a San Franciscan Roaster has never been easier, and we’re excited to support your growth as you continue to craft exceptional coffee for your customers.